WILDFIRE MITIGATION MONEY · SPOKANE COUNTY, WASHINGTON

The wildfire-mitigation money available to Spokane County homeowners — and the fixes it pays for.

Washington doesn't yet require insurers to disclose your wildfire risk score or credit your mitigation — but the state Insurance Commissioner is actively pushing for it. Documenting your mitigation now puts you ahead of the change. The same fixes that lower your risk are often paid for — in part or in full — by public programs. Here's what applies in Spokane County.

PER WA OIC Wildfire Risk Score Transparency

For your household

COST-SHARE● Opens seasonallySTATEWIDE
Washington DNR Wildfire Mitigation Cost-Share (50-50)
Reimburses up to 50% of approved defensible-space and forest-health work for non-federal owners of under 5,000 forested acres
The latest funding round closed June 1, 2026 — watch for the next round. Get DNR's written approval before starting any work
Washington Department of Natural Resources →Washington DNR — Wildfire Resilience & Forest Health Cost-Share, verified 2026-08-14

For your neighborhood or HOA

These fund groups rather than single households — worth flagging to your HOA or fire district, since neighborhood-scale work also helps your own community-mitigation credit.

GRANT● Opens seasonallySTATEWIDE
Washington DNR Firewise USA Micro Grant
Small grants for recognized Firewise USA community groups doing neighborhood mitigation
Applies as a Firewise USA community group; funded per annual notice — check the current cycle
Washington Department of Natural Resources →Washington DNR — Firewise USA Micro Grant, verified 2026-08-14
Leading your HOA or neighborhood? We help communities apply and get designated →
Know which of these you already qualify for.

Answer a few questions about your home and we'll match the work you've already done to the programs above — and to the discount your insurer is required to credit.

Check my home →

Program details change. Each program links to its official source with the date we last verified it; confirm current terms and deadlines with the administering agency before you rely on them.